Insights

Equally Divided Supreme Court Affirms Denial of Guarantor Spouses’ ECOA Claim

The United States Supreme Court recently affirmed an opinion from the United States Court of Appeals for...

New Jersey Appellate Division Holds That Creditor Must Seize Certificated Security from Debtor

New Jersey’s Appellate Division recently held that a creditor could only reach a debtor’s interest in certificated...

New York Federal Court Holds Restraining Notice Served on New York Financial Advisory Branch Was Sufficient to Restrain Out-of-State Property

The United States District Court for the Northern District of New York recently held that a restraining...

New Hampshire Federal Court Finds Lender Should Be Equitably Subrogated Despite Actual Knowledge of Other Lien

The United States District Court for the District of New Hampshire recently granted a lender summary judgment...

Rhode Island Federal Court Holds That Bank Was Liable When It Sent Letter Under Another Name

The United States District Court for the District of Rhode Island recently held that a bank’s use...

Iowa Supreme Court Holds Overdraft Fees Are Not Extensions of Credit Subject to Usury Laws

The Iowa Supreme Court recently held that a bank’s overdraft fees did not violate a state usury...

Eleventh Circuit Holds That Assignee Did Not Violate TILA for Servicer’s Failure to Respond to Payoff Request

The United States Court of Appeals for the Eleventh Circuit recently affirmed a lower court and found...

Third Circuit Holds That RESPA Claims for Captive Reinsurance Arrangement Time-Barred

The United States Court of Appeals for the Third Circuit recently affirmed a District Court’s grant of...

Rhode Island Supreme Court Holds Condominium Lien Foreclosure Sale Extinguished Prior-Recorded First Mortgage

The Rhode Island Supreme Court recently held that a condominium lien can extinguish a prior-recorded first mortgage...